A Solid Solution in a Changing Environment

By Julie Moore

Gas prices keep going up. The grocery bill keeps going up. Your blood pressure keeps going up, and the only thing that seems to be going down is the value of your 401k! With many folks barely able to meet their minimum monthly credit card or mortgage payments, there is little room for doubt that the economy is in a state of flux.

While there is no simple fix, you do have options to help ease the strain on your budget and your nerves. Take advantage of the co-op solution to problem solving: invest at home. Like all cooperatives, City County Federal Credit Union (CCF) is in business to meet the needs of its members and to serve their best interests. You know that when you shop at the Wedge you're getting a quality product for your hard-earned dollar. You won't get mushy bananas or post-dated cereal; your coop knows you're making an investment when you shop. The same thinking can be applied to doing business at your credit union.

CCF is a member-owned financial institution run on not-for-profit basis. Funds generated over and above the cost of doing business are returned to the members. CCF and its subsidiary credit union companies carry NO sub-prime mortgages and does not subscribe to the widely used "universal default" practice which can raise your interest rate based on non-related payment histories. The CCF Visa interest rate is evaluated semi-annually based on your Equifax credit score and personal banking history, not the "paid" date on your home's utility bill. To join or find out more, stop by any one of our nine neighborhood branch offices or visit www.ccfcu.org.

New ATM network for CCF members! The Allpoint Network is now available fee-free for CCF members. Find Allpoint ATMs on the internet at: www.AllpointNetwork.com. The Co-op Network (www.co-opnetwork.org) is also available free to credit union members.

The ATM at the Wedge is sponsored by City County Federal CU, so it is always fee-free for CCF members.